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Colorado Paid Leave Obligations Continue for Employers

July 27, 2022

In addition to the new Paid Sick Leave Law that went into effect in January 2022, all employers in Colorado have also been obligated to provide public health emergency leave since January 1, 2021. Under state law, all Colorado employers must provide this leave if there is a federal, state, or local declaration of emergency. Even though the state declaration of an emergency has been lifted, the federal public health emergency is still in place and therefore so is the obligation to provide leave.

Recently, Health and Human Services (HHS) Secretary Xavier Becerra extended the public health emergency declaration effective July 15, 2022 through at least October 13, 2022. Under Colorado’s Healthy Workplaces and Families Act (HFWA), paid leave for COVID-19 circumstances must be provided for the duration of the public health emergency, and for an additional four weeks after the public health emergency expires, unless an employee has already exhausted his public health emergency leave balance.

As a reminder, employees are allowed two weeks (up to 80 hours) total of paid sick leave to care for themselves or family members due to a COVID-related illness. Employees do not have to use it all at once. For example, if they used 40 hours of leave in 2021, they have 40 hours remaining until the end of the public health emergency period.

Employers should make sure they have updated their Paid Leave and COMPS posters and are providing COMPS Order #38 to employees with any handbook updates. The Paid Leave poster and notice provides employees with a written notice of their rights under HFWA. Employers should ensure policies are up to date.

The Colorado Department of Labor and Employment’s HFWA page contains a notice as to whether paid COVID-19 leave remains in effect.

Filed Under: Benefit News, Colorado health and insurance resources, COVID-19

CO Senator Michael Bennet’s new idea to fix US Health Insurance: “Medicare X”

December 24, 2018

Bennett introduced the idea last week at the Colorado Health Institute’s annual Hot Issues in Health conference.

On the political spectrum of health-policy ideas, Medicare-X sits somewhere in the middle – a more moderate and incremental approach than the single-payer plans many of his fellow Democrats have been endorsing, but with plenty of federal involvement to attract attention from Republicans skeptical of government meddling in the marketplace.

Medicare-X is a basic buy-in plan for government health care coverage – a “public option”. People of any age shopping for their own health insurance would have the choice of buying insurance plans from private companies or, instead, buying into coverage through Medicare. (Medicare is normally the government health insurance program for those age 65 and older.)

http://colorado.hcbusinessnews.com/?p=18961

Filed Under: Colorado health and insurance resources, Federal Regulations

Safe Injection Facility Pilot Program Could Come to Denver

December 24, 2018

Denver has taken another step toward being the first U.S. city with a supervised site for illicit drug users to inject.aThe City Council passed an ordinance Monday night in support of a single facility pilot program for two years. The bill is sponsored by Councilman Albus Brooks.

The safe space idea would provide trained professionals and clean needles with an eye toward overdose and preventable disease intervention.

More than 1,000 people died from drug overdose in Colorado in 2017. A record 201 people died in Denver. Four years ago, Joelle Fairchild’s son, Tony, was among the overdose fatalities. He was found on the Cherry Creek Trail in Denver. Fairchild said a “supervised use site could have saved his life.”

The first step in support of a supervised drug use site came at a Nov. 7, Denver Safety, Housing, Education and Homelessness Committee public hearing.

At that hearing, people with histories of IV drug use, social workers, doctors and parents urged the council to approve supervised use facilities. Dr. Donald Stader, an emergency physician at Swedish Medical Center in Denver and representative of the American College of Emergency Physicians, pointed to research and the cost that taxpayers endure to treat cases of hepatitis and HIV.

He called it “not only the scientifically sound thing to do, but it is the moral thing for each one of you to do.”

Once the site is open, users could come in with their own drugs. The facility’s staff would be on site with overdose antidote naloxone, safe injection education and referrals to addiction treatment.

Lisa Raville of the Harm Reduction Action Center sees the possible pilot site as an extension of Denver’s flourishing needle exchange program. The center began providing sterile injection supplies in 2012.

In the last six years, the organization has given 52,000 referrals to testing, mental health support and substance abuse help centers. Raville said the safe injection site would help recovery programs meet drug addicts where they are.

“I can’t get them into treatment if they’re not alive,” she said.

Several cities around the country have considered safe injection sites as a way to cut down on overdose deaths. California sent a law to Gov. Jerry Brown to allow a site in San Francisco, but he vetoed it. Colorado’s potential pilot program is still contingent on the state legislature’s approval of such sites.

A bill to do that failed in the 2018 session.

While there are still implementation and legal hurdles to clear, Denver Mayor Michael Hancock said the City Council bill approved Monday has his full support and he will sign it.

“Like cities across the country, Denver is seeing significant numbers of people dying each year of drug overdoses,” Hancock said in a news release Tuesday. “I applaud Councilman Brooks for looking for innovative answers.”

Opponents to the program argue it will encourage drug use and bring crime to the site’s neighborhood.

The council said there will be opportunities for residents to give input about the possible location.

“It’s not the path I think the city ought to be taking,” said Councilman Kevin Flynn, who voted against the ordinance Monday. “To establish a designated area where dangerous illegal drugs, heroin, can be consumed.”

Flynn noted he would be in favor of the bill if it included a more “aggressive path toward treatment.”

Councilman Paul Lopez disagreed and argued addicts will use dangerous drugs regardless.

“You’re not enabling,” he said. “You’re being there as a supervisor to make sure they aren’t killing themselves. It’s not supervised injection sites replacing treatment. This is just another tool for a society that still doesn’t know how to address addiction.”

Filed Under: Colorado health and insurance resources

Interesting Facts: 2017 Health Insurance Reports from CO Division of Insurance

December 24, 2018

The Colorado Division of Insurance (DOI) has released its 2017 Health Insurance Cost Report. This annual report details the health insurance market in Colorado, including the trends in the individual and group markets, the factors that drive premiums, and the financial status of health insurers.

Highlights from the 2017 report include the following:

  • Average monthly premiums in Colorado across individual, small group (for small employers with 2 – 100 employees) and large group health plans (for employers with 100+ employees) ranged from $331 to $428.
  • The average health insurance deductible in Colorado was $1,951 for single coverage and $3,721 for family coverage.
  • More than half of all Coloradans received their health insurance from an employer. For this group, those with family coverage paid 27 percent of the total premium, while those just covering themselves paid 21 percent of the premium (employers paid the remaining portion of the premium).
  • Approximately 44 percent of private-sector employers in Colorado offered health insurance to their employees.
  • As was the case in 2016, 86 percent of the premiums collected for health insurance in Colorado went directly to the cost of paying for healthcare services.
  • Of the 425 health insurers in Colorado (many of which provide coverage other than major medical insurance, such as dental or vision insurance), the top 10 largest insurers accounted for 75 percent of the market.

The report can be found on the DOI’s page for “Insurance Brochures, Fact Sheets and Reports” – click on “Health Insurance Reports” under “Reports by DOI,” and on the next page, click “Health Insurance Cost Reports.”

Filed Under: Colorado health and insurance resources

Helpful Links for You

December 11, 2018

Connect for Health Colorado – Colorado’s Affordable Care Act (ACA) Qualified Health Insurance Marketplace

Colorado Division of Insurance – The Colorado Division of Insurance (DOI) regulates the insurance industry in Colorado, and assists consumers by answering their questions, investigating their complaints, and helping them to understand their insurance.

Healthcare.gov – National Health Insurance Marketplace and a great resource for ACA information

ACA Tax Calculator – Estimate your potential ACA penalty

Medicare.gov – The official U.S. government site for Medicare

Healthcare Bluebook – Never overpay for healthcare again

Good Rx – Stop paying too much for your prescriptions

HSA Center – A great resource for Health Savings Account information

9Health Fair – As the largest volunteer-driven, non-profit health and education program in the nation, 9Health Fair is committed to providing life-saving early detection and prevention to help you and your family stay healthy.

LiveHealth Online – See a Doctor 24/7 on your computer or mobile device

Dispatch Health – On-demand Urgent Care in the comfort of your home or work

Filed Under: Affordable Care Act, Colorado health and insurance resources

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